Cars on Finance
near Edinburgh

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Flexible Car Finance Options in Edinburgh

Looking for car finance in Edinburgh? carloans 365 is here to help you secure the keys to your next vehicle with a finance plan that fits your lifestyle. Whether you're after a new or used car on finance, we offer tailored car finance solutions designed to suit your budget and personal circumstances. As one of the UK’s trusted car finance providers, we work with reputable lenders to offer competitive rates and flexible finance terms.

Why Choose carloans 365 for Car Finance in Edinburgh?

Edinburgh, Scotland’s historic and cultural capital, offers everything from cobbled streets and castles to modern city life. Whether you’re commuting through the city centre, exploring the scenic routes around Arthur’s Seat, or making weekend trips to the Highlands, having a dependable car makes all the difference. At carloans 365, we’re here to make getting behind the wheel simple and stress-free.

We offer:

  • Car finance for bad credit in Edinburgh
  • No deposit car finance options
  • Hire Purchase (HP) and Personal Contract Purchase (PCP) plans

Our team is dedicated to helping you secure the right deal with minimal fuss, so you can focus on finding the car that suits your needs.

Exploring Edinburgh with Your New Car

From the iconic Royal Mile to the stunning views from Calton Hill, Edinburgh is a city best enjoyed with the freedom of your own vehicle. Whether you're navigating the lively streets of Leith, heading to the coast at Portobello, or driving through the scenic Pentland Hills, having your own car brings convenience and freedom.

With carloans 365, you can find a finance package that works for you—giving you the confidence to explore all that Edinburgh and the surrounding areas have to offer.

How Our Car Finance Process Works

Quick Online Application – Use our simple car finance calculator to get started.

Fast Approval – We match you with lenders offering the most suitable deals for your situation.

Find Your Car – Choose from a huge selection of vehicles from trusted UK dealerships.

Drive Away – Hit the road with a finance plan that suits your budget and lifestyle.

Who Can Apply for Car Finance in Edinburgh?

Whether you’re employed, self-employed, or have a less-than-perfect credit history, we’re here to help. We work with customers from all areas of Edinburgh, including:

  • Leith
  • Morningside
  • Stockbridge
  • Gorgie
  • Newington

Start Your Car Finance Journey Today

Ready to drive away in your next car? Apply for car finance in Edinburgh today with carloans 365. Our friendly experts are ready to guide you through every step of the process.

Don’t let car finance stand in the way—your next car is just a few clicks away.

How much can you afford to
spend on a car?

How much can you afford to spend on a car?

Amount to borrow*
£7,000
£4,000£30,000
To pay over
4 Years
Assuming my credit rating is
Purple monster character mobile
Best Available Rate
13.9%
Initial Borrowing
£7,000.00
Total Cost of Credit
£997.76
Total Amount Repayable
£7997.76
48 monthly payment of
£166.62

REP APR: 21.4% We act as a broker, not a lender.

Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: Statham House, Talbot Road, Old Trafford, M32 0FP. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.

Car Dealerships in Edinburgh

  • Castle Cards & Collectibles
  • Highland Hands
  • The Royal Mile Deck Co.
  • Tartan Traders
  • Caledonian Card Club

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