Cars on Finance
near Birmingham

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Affordable Car Finance in Birmingham

Looking for car finance in Birmingham? Carloans 365 makes getting behind the wheel of your ideal car simple and stress-free. Whether you’re after a new or used car, we provide tailored car finance solutions designed to meet your needs. As a trusted car finance provider in the UK, we help people across Birmingham and the West Midlands secure flexible finance options, no matter their credit history.

Why Choose Carloans 365 for Car Finance in Birmingham?

At carloans 365, we understand the importance of finding the right car finance deal for you. That’s why we offer a range of finance options to suit all circumstances, including but not limited to:

  • Bad credit car finance in Birmingham
  • No deposit car finance options
  • Flexible HP (Hire Purchase) and PCP (Personal Contract Purchase) plans

With an easy online application and a dedicated team ready to assist, we make the process smooth and straightforward, so you can focus on finding the perfect car.

Driving Around Birmingham with Your New Car

As the UK’s second-largest city, Birmingham is a bustling hub of culture, commerce, and entertainment. Whether you’re navigating the busy streets of Digbeth, heading to the Bullring for some shopping, or exploring the beautiful surroundings of Sutton Park, having a reliable car is essential.

At Carloans 365, we help you find affordable car finance deals, so you can enjoy everything Birmingham and the wider West Midlands have to offer.

How It Works

Apply Online: Use our simple car finance calculator to explore your options.

Get Approved Quickly: We work with a panel of trusted lenders to find the best deals for you.

Find Your Car: Choose from a wide selection of vehicles from reputable dealers.

Drive Away Happy: Hit the road with a car finance plan tailored to your budget.

Who Can Apply for Car Finance in Birmingham?

We’re here to help everyone, no matter their financial situation. From first-time buyers to those with poor credit, Carloans 365 has options for you. We proudly serve all areas of Birmingham, including:

  • Edgbaston
  • Solihull
  • Erdington
  • Harborne
  • Halesowen

Start Your Car Finance Journey Today

With carloans 365, getting car finance in Birmingham has never been easier. Apply online today or get in touch with our friendly team to discuss your options.

Don’t let finance hold you back—secure the car you want with a car finance plan that works for you.


How much can you afford to
spend on a car?

How much can you afford to spend on a car?

Amount to borrow*
£7,000
£4,000£30,000
To pay over
4 Years
Assuming my credit rating is
Purple monster character mobile
Best Available Rate
13.9%
Initial Borrowing
£7,000.00
Total Cost of Credit
£997.76
Total Amount Repayable
£7997.76
48 monthly payment of
£166.62

REP APR: 21.4% We act as a broker, not a lender.

Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: Statham House, Talbot Road, Old Trafford, M32 0FP. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.

Car Dealerships in Birmingham

  • Brum Card Bazaar
  • Canal City Cards
  • Peaky Decks
  • Midlands Shuffle House
  • Steel & Suit Dealers

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